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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $337,316 | $108,922+209.7% | $100,398+236.0% | $145,978+131.1% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 16.83% | 58.04%-41.2pp | 49.32%-32.5pp | 550.52%-533.7pp |
| Employer contribution / active EE | $5,414 | $4,426+22.3% | $3,946+37.2% | $4,662+16.1% |
| Participant deferral / active EE | $11,069 | $8,450+31.0% | $8,084+36.9% | $6,690+65.5% |
| Admin fee / account holder | $704 | $9,680-92.7% | $7,893-91.1% | $13,400-94.7% |