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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,657 | $77,569+76.2% | $115,599+18.2% | $64,097+113.2% |
| Participation rate | 64.0% | 60.7%+3.3pp | 74.3%-10.3pp | 55.2%+8.8pp |
| Annual return | 14.62% | 18.52%-3.9pp | 111.10%-96.5pp | 34.64%-20.0pp |
| Employer contribution / active EE | $1,141 | $1,915-40.4% | $2,955-61.4% | $1,891-39.7% |
| Participant deferral / active EE | $1,876 | $3,327-43.6% | $4,889-61.6% | $3,080-39.1% |
| Admin fee / account holder | $17,070 | $4,470+281.9% | $12,841+32.9% | $3,454+394.1% |