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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,135 | $102,609-40.4% | $98,090-37.7% | $138,895-56.0% |
| Participation rate | 78.9% | 82.8%-3.8pp | 81.5%-2.6pp | 79.9%-1.0pp |
| Annual return | 16.27% | 36.44%-20.2pp | 37.05%-20.8pp | 145.39%-129.1pp |
| Employer contribution / active EE | $616 | $3,867-84.1% | $3,606-82.9% | $4,194-85.3% |
| Participant deferral / active EE | $4,658 | $8,167-43.0% | $7,845-40.6% | $6,396-27.2% |
| Admin fee / account holder | $9,000 | $11,434-21.3% | $11,815-23.8% | $12,562-28.4% |