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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $375,388 | $160,028+134.6% | $147,080+155.2% | $145,884+157.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.41% | 98.60%-86.2pp | 420.17%-407.8pp | 551.85%-539.4pp |
| Employer contribution / active EE | $15,775 | $5,286+198.4% | $4,933+219.8% | $4,662+238.3% |
| Participant deferral / active EE | $21,400 | $8,422+154.1% | $8,066+165.3% | $6,690+219.9% |
| Admin fee / account holder | $3,125 | $15,030-79.2% | $12,989-75.9% | $13,392-76.7% |