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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,280 | $117,904-54.8% | $102,457-48.0% | $145,978-63.5% |
| Participation rate | 90.0% | 78.6%+11.4pp | 76.5%+13.5pp | 80.3%+9.7pp |
| Annual return | 10.18% | 31.80%-21.6pp | 29.41%-19.2pp | 550.52%-540.3pp |
| Employer contribution / active EE | $0 | $3,613-100.0% | $3,022-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $5,593 | $5,733-2.5% | $5,054+10.7% | $6,690-16.4% |
| Admin fee / account holder | $437 | $13,329-96.7% | $9,451-95.4% | $13,400-96.7% |