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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $334,220 | $181,062+84.6% | $158,223+111.2% | $155,188+115.4% |
| Participation rate | 94.1% | 82.7%+11.5pp | 79.2%+14.9pp | 80.8%+13.3pp |
| Annual return | 15.23% | 57.39%-42.2pp | 52.09%-36.9pp | 148.84%-133.6pp |
| Employer contribution / active EE | $2,139 | $4,565-53.1% | $4,109-47.9% | $4,248-49.7% |
| Participant deferral / active EE | $4,069 | $6,134-33.7% | $5,467-25.6% | $6,531-37.7% |
| Admin fee / account holder | $3,035 | $18,825-83.9% | $16,047-81.1% | $14,480-79.0% |