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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $334,220 | $185,312+80.4% | $161,489+107.0% | $154,746+116.0% |
| Participation rate | 94.1% | 82.5%+11.7pp | 78.7%+15.4pp | 80.7%+13.4pp |
| Annual return | 15.23% | 103.84%-88.6pp | 89.72%-74.5pp | 172.34%-157.1pp |
| Employer contribution / active EE | $2,139 | $4,769-55.2% | $4,268-49.9% | $4,379-51.2% |
| Participant deferral / active EE | $4,069 | $6,350-35.9% | $5,630-27.7% | $6,730-39.5% |
| Admin fee / account holder | $3,035 | $18,654-83.7% | $16,006-81.0% | $14,365-78.9% |