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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,021 | $160,028-24.4% | $147,080-17.7% | $145,884-17.0% |
| Participation rate | 85.7% | 84.0%+1.7pp | 82.2%+3.5pp | 80.3%+5.4pp |
| Annual return | 9.97% | 98.60%-88.6pp | 420.17%-410.2pp | 551.85%-541.9pp |
| Employer contribution / active EE | $4,563 | $5,286-13.7% | $4,933-7.5% | $4,662-2.1% |
| Participant deferral / active EE | $11,027 | $8,422+30.9% | $8,066+36.7% | $6,690+64.8% |
| Admin fee / account holder | $3,101 | $15,030-79.4% | $12,989-76.1% | $13,392-76.8% |