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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,021 | $159,978-24.4% | $147,041-17.7% | $145,978-17.1% |
| Participation rate | 85.7% | 84.0%+1.7pp | 82.2%+3.5pp | 80.3%+5.4pp |
| Annual return | 9.97% | 98.36%-88.4pp | 419.21%-409.2pp | 550.52%-540.5pp |
| Employer contribution / active EE | $4,563 | $5,288-13.7% | $4,935-7.5% | $4,662-2.1% |
| Participant deferral / active EE | $11,027 | $8,429+30.8% | $8,071+36.6% | $6,690+64.8% |
| Admin fee / account holder | $3,101 | $15,053-79.4% | $13,006-76.2% | $13,400-76.9% |