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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,184 | $160,028-61.1% | $147,080-57.7% | $145,884-57.4% |
| Participation rate | 93.8% | 84.0%+9.7pp | 82.2%+11.6pp | 80.3%+13.4pp |
| Annual return | 12.52% | 98.60%-86.1pp | 420.17%-407.6pp | 551.85%-539.3pp |
| Employer contribution / active EE | $2,093 | $5,286-60.4% | $4,933-57.6% | $4,662-55.1% |
| Participant deferral / active EE | $7,832 | $8,422-7.0% | $8,066-2.9% | $6,690+17.1% |
| Admin fee / account holder | $4,506 | $15,030-70.0% | $12,989-65.3% | $13,392-66.4% |