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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,429 | $223,823+10.5% | $211,142+17.2% | $154,746+59.9% |
| Participation rate | 86.7% | 87.9%-1.2pp | 87.3%-0.6pp | 80.7%+6.0pp |
| Annual return | 18.35% | 50.39%-32.0pp | 46.84%-28.5pp | 172.34%-154.0pp |
| Employer contribution / active EE | $7,387 | $6,787+8.8% | $6,442+14.7% | $4,379+68.7% |
| Participant deferral / active EE | $17,219 | $9,750+76.6% | $9,284+85.5% | $6,730+155.8% |
| Admin fee / account holder | $6,089 | $19,707-69.1% | $19,076-68.1% | $14,365-57.6% |