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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,429 | $209,336+18.2% | $197,124+25.5% | $137,256+80.3% |
| Participation rate | 86.7% | 87.3%-0.6pp | 86.7%0pp | 80.0%+6.7pp |
| Annual return | 18.35% | 48.09%-29.7pp | 44.34%-26.0pp | 220.34%-202.0pp |
| Employer contribution / active EE | $7,387 | $6,591+12.1% | $6,227+18.6% | $4,156+77.7% |
| Participant deferral / active EE | $17,219 | $9,614+79.1% | $9,135+88.5% | $6,407+168.8% |
| Admin fee / account holder | $6,089 | $17,308-64.8% | $16,298-62.6% | $12,270-50.4% |