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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,585 | $72,071+21.5% | $68,368+28.1% | $137,256-36.2% |
| Participation rate | 70.0% | 76.2%-6.2pp | 73.8%-3.8pp | 80.0%-10.0pp |
| Annual return | 13.51% | 353.14%-339.6pp | 292.57%-279.1pp | 220.34%-206.8pp |
| Employer contribution / active EE | $1,159 | $2,788-58.4% | $2,649-56.3% | $4,156-72.1% |
| Participant deferral / active EE | $2,453 | $4,410-44.4% | $4,123-40.5% | $6,407-61.7% |
| Admin fee / account holder | $511 | $5,336-90.4% | $5,150-90.1% | $12,270-95.8% |