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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,578 | $154,228-69.2% | $145,433-67.3% | $137,256-65.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 19.25% | 74.59%-55.3pp | 66.58%-47.3pp | 220.34%-201.1pp |
| Employer contribution / active EE | $8,904 | $4,804+85.3% | $4,554+95.5% | $4,156+114.2% |
| Participant deferral / active EE | $4,633 | $8,216-43.6% | $7,897-41.3% | $6,407-27.7% |
| Admin fee / account holder | $792 | $14,344-94.5% | $13,129-94.0% | $12,270-93.5% |