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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,191 | $109,904-88.0% | $97,167-86.4% | $145,959-91.0% |
| Participation rate | 31.6% | 75.9%-44.4pp | 72.7%-41.1pp | 80.3%-48.7pp |
| Annual return | 10.19% | 243.43%-233.2pp | 75.27%-65.1pp | 561.95%-551.8pp |
| Employer contribution / active EE | $647 | $3,084-79.0% | $2,729-76.3% | $4,661-86.1% |
| Participant deferral / active EE | $872 | $4,676-81.3% | $4,264-79.5% | $6,689-87.0% |
| Admin fee / account holder | $4,959 | $6,216-20.2% | $5,650-12.2% | $13,398-63.0% |