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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,649 | $102,429-41.8% | $147,096-59.4% | $80,925-26.3% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 13.96% | 135.02%-121.1pp | 419.75%-405.8pp | 35.65%-21.7pp |
| Employer contribution / active EE | $9,348 | $3,716+151.6% | $4,936+89.4% | $2,756+239.2% |
| Participant deferral / active EE | $7,443 | $6,649+12.0% | $8,071-7.8% | $4,299+73.1% |
| Admin fee / account holder | $632 | $7,957-92.1% | $13,005-95.1% | $6,940-90.9% |