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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,649 | $102,382-41.7% | $147,005-59.4% | $80,874-26.2% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 13.96% | 134.89%-120.9pp | 418.76%-404.8pp | 35.62%-21.7pp |
| Employer contribution / active EE | $9,348 | $3,715+151.6% | $4,934+89.5% | $2,756+239.2% |
| Participant deferral / active EE | $7,443 | $6,646+12.0% | $8,070-7.8% | $4,297+73.2% |
| Admin fee / account holder | $632 | $7,942-92.0% | $13,006-95.1% | $6,935-90.9% |