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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,646 | $106,749-72.2% | $145,433-79.6% | $82,448-64.0% |
| Participation rate | 70.0% | 75.6%-5.6pp | 82.1%-12.1pp | 68.1%+1.9pp |
| Annual return | 15.93% | 27.59%-11.7pp | 66.58%-50.6pp | 41.64%-25.7pp |
| Employer contribution / active EE | $1,101 | $3,444-68.0% | $4,554-75.8% | $2,551-56.8% |
| Participant deferral / active EE | $2,122 | $6,519-67.5% | $7,897-73.1% | $4,139-48.7% |
| Admin fee / account holder | $10,365 | $8,390+23.5% | $13,129-21.1% | $7,234+43.3% |