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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,825 | $74,538-2.3% | $92,805-21.5% | $65,306+11.5% |
| Participation rate | 94.7% | 76.3%+18.4pp | 83.5%+11.2pp | 57.7%+37.1pp |
| Annual return | 22.83% | 49.12%-26.3pp | 31.59%-8.8pp | 21.94%+0.9pp |
| Employer contribution / active EE | $2,717 | $2,362+15.0% | $3,424-20.7% | $1,967+38.1% |
| Participant deferral / active EE | $8,892 | $5,971+48.9% | $8,448+5.3% | $2,959+200.5% |
| Admin fee / account holder | $2,398 | $2,966-19.1% | $10,911-78.0% | $3,480-31.1% |