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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,977 | $160,070-64.4% | $147,117-61.3% | $145,897-60.9% |
| Participation rate | 71.4% | 84.0%-12.6pp | 82.2%-10.8pp | 80.3%-8.9pp |
| Annual return | 9.77% | 98.69%-88.9pp | 420.54%-410.8pp | 552.29%-542.5pp |
| Employer contribution / active EE | $2,023 | $5,285-61.7% | $4,932-59.0% | $4,663-56.6% |
| Participant deferral / active EE | $4,019 | $8,419-52.3% | $8,065-50.2% | $6,689-39.9% |
| Admin fee / account holder | $3,889 | $15,035-74.1% | $12,993-70.1% | $13,390-71.0% |