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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,582 | $111,535+1.8% | $105,223+7.9% | $137,256-17.2% |
| Participation rate | 80.0% | 78.1%+1.9pp | 75.0%+5.0pp | 80.0%0pp |
| Annual return | 9.61% | 237.85%-228.2pp | 180.65%-171.0pp | 220.34%-210.7pp |
| Employer contribution / active EE | $3,655 | $3,939-7.2% | $3,689-0.9% | $4,156-12.1% |
| Participant deferral / active EE | $98 | $5,500-98.2% | $5,072-98.1% | $6,407-98.5% |
| Admin fee / account holder | $3,961 | $9,721-59.3% | $8,859-55.3% | $12,270-67.7% |