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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,701 | $110,137-40.3% | $161,149-59.2% | $82,637-20.5% |
| Participation rate | 100.0% | 72.4%+27.6pp | 78.8%+21.2pp | 68.1%+31.9pp |
| Annual return | 16.84% | 20.69%-3.8pp | 21.16%-4.3pp | 53.51%-36.7pp |
| Employer contribution / active EE | $2,367 | $2,856-17.1% | $4,360-45.7% | $2,552-7.3% |
| Participant deferral / active EE | $6,015 | $4,575+31.5% | $6,153-2.2% | $4,126+45.8% |
| Admin fee / account holder | $1,913 | $9,467-79.8% | $15,194-87.4% | $7,339-73.9% |