Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,887 | $140,592-82.3% | $123,106-79.8% | $125,388-80.2% |
| Participation rate | 65.0% | 88.2%-23.2pp | 86.8%-21.8pp | 83.2%-18.2pp |
| Annual return | -5.69% | 16.80%-22.5pp | 13.22%-18.9pp | 282.24%-287.9pp |
| Employer contribution / active EE | $1,303 | $6,041-78.4% | $5,151-74.7% | $4,866-73.2% |
| Participant deferral / active EE | $3,816 | $6,980-45.3% | $6,229-38.7% | $5,352-28.7% |
| Admin fee / account holder | $1,592 | $11,198-85.8% | $9,015-82.3% | $9,541-83.3% |