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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,580 | $183,539-1.1% | $155,556+16.7% | $145,897+24.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 10.36% | 61.31%-50.9pp | 64.84%-54.5pp | 552.29%-541.9pp |
| Employer contribution / active EE | $1,651 | $5,315-68.9% | $4,675-64.7% | $4,663-64.6% |
| Participant deferral / active EE | $5,034 | $6,467-22.2% | $5,631-10.6% | $6,689-24.7% |
| Admin fee / account holder | $1,866 | $19,275-90.3% | $15,885-88.3% | $13,390-86.1% |