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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,356 | $81,487-86.1% | $102,412-88.9% | $80,935-86.0% |
| Participation rate | 98.0% | 66.8%+31.2pp | 74.5%+23.5pp | 67.7%+30.3pp |
| Annual return | 24.27% | 25.60%-1.3pp | 24.94%-0.7pp | 35.66%-11.4pp |
| Employer contribution / active EE | $2,010 | $3,103-35.2% | $3,870-48.1% | $2,757-27.1% |
| Participant deferral / active EE | $2,819 | $3,871-27.2% | $5,060-44.3% | $4,299-34.4% |
| Admin fee / account holder | $415 | $6,717-93.8% | $8,388-95.0% | $6,924-94.0% |