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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,356 | $81,457-86.1% | $103,378-89.0% | $80,911-86.0% |
| Participation rate | 98.0% | 66.8%+31.2pp | 74.5%+23.5pp | 67.6%+30.4pp |
| Annual return | 24.27% | 25.58%-1.3pp | 24.91%-0.6pp | 35.63%-11.4pp |
| Employer contribution / active EE | $2,010 | $3,107-35.3% | $3,870-48.1% | $2,756-27.1% |
| Participant deferral / active EE | $2,819 | $3,871-27.2% | $5,058-44.3% | $4,297-34.4% |
| Admin fee / account holder | $415 | $6,717-93.8% | $8,401-95.1% | $6,935-94.0% |