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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,413 | $110,039-74.2% | $97,260-70.8% | $145,884-80.5% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 13.35% | 244.44%-231.1pp | 75.54%-62.2pp | 551.85%-538.5pp |
| Employer contribution / active EE | $1,747 | $3,074-43.2% | $2,721-35.8% | $4,662-62.5% |
| Participant deferral / active EE | $3,241 | $4,674-30.7% | $4,262-24.0% | $6,690-51.6% |
| Admin fee / account holder | $10,263 | $6,204+65.4% | $5,640+82.0% | $13,392-23.4% |