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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $358,631 | $143,969+149.1% | $199,883+79.4% | $82,637+334.0% |
| Participation rate | 100.0% | 84.1%+15.9pp | 86.8%+13.2pp | 68.1%+31.9pp |
| Annual return | 24.81% | 25.67%-0.9pp | 43.81%-19.0pp | 53.51%-28.7pp |
| Employer contribution / active EE | $9,114 | $4,632+96.7% | $6,261+45.6% | $2,552+257.1% |
| Participant deferral / active EE | $42,278 | $6,937+509.5% | $9,138+362.6% | $4,126+924.7% |
| Admin fee / account holder | $4,551 | $14,597-68.8% | $17,268-73.6% | $7,339-38.0% |