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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,361 | $108,825-54.6% | $156,181-68.4% | $82,448-40.1% |
| Participation rate | 71.0% | 72.4%-1.4pp | 78.8%-7.9pp | 68.1%+2.9pp |
| Annual return | 2.34% | 20.59%-18.3pp | 64.87%-62.5pp | 41.64%-39.3pp |
| Employer contribution / active EE | $2,454 | $2,870-14.5% | $4,294-42.8% | $2,551-3.8% |
| Participant deferral / active EE | $5,982 | $4,577+30.7% | $6,132-2.4% | $4,139+44.5% |
| Admin fee / account holder | $7,398 | $9,341-20.8% | $14,586-49.3% | $7,234+2.3% |