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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,168 | $81,233-8.7% | $155,567-52.3% | $80,874-8.3% |
| Participation rate | 10.8% | 66.2%-55.4pp | 78.2%-67.4pp | 67.6%-56.8pp |
| Annual return | 12.03% | 33.33%-21.3pp | 64.74%-52.7pp | 35.62%-23.6pp |
| Employer contribution / active EE | $517 | $3,101-83.3% | $4,674-88.9% | $2,756-81.3% |
| Participant deferral / active EE | $1,590 | $3,452-53.9% | $5,628-71.7% | $4,297-63.0% |
| Admin fee / account holder | $19 | $7,998-99.8% | $15,916-99.9% | $6,935-99.7% |