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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,168 | $81,276-8.7% | $155,574-52.3% | $80,925-8.3% |
| Participation rate | 10.8% | 66.2%-55.4pp | 78.2%-67.4pp | 67.7%-56.8pp |
| Annual return | 12.03% | 33.36%-21.3pp | 64.87%-52.8pp | 35.65%-23.6pp |
| Employer contribution / active EE | $517 | $3,103-83.4% | $4,676-89.0% | $2,756-81.3% |
| Participant deferral / active EE | $1,590 | $3,453-53.9% | $5,629-71.8% | $4,299-63.0% |
| Admin fee / account holder | $19 | $7,993-99.8% | $15,914-99.9% | $6,940-99.7% |