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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,538 | $166,131-71.4% | $164,975-71.2% | $145,877-67.4% |
| Participation rate | 62.5% | 82.0%-19.5pp | 78.6%-16.1pp | 80.3%-17.8pp |
| Annual return | 10.28% | 100.37%-90.1pp | 70.12%-59.8pp | 551.28%-541.0pp |
| Employer contribution / active EE | $4,254 | $5,276-19.4% | $4,343-2.0% | $4,663-8.8% |
| Participant deferral / active EE | $5,318 | $6,962-23.6% | $6,033-11.9% | $6,691-20.5% |
| Admin fee / account holder | $395 | $16,648-97.6% | $12,688-96.9% | $13,402-97.1% |