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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,538 | $166,242-71.4% | $165,071-71.2% | $145,884-67.4% |
| Participation rate | 62.5% | 82.0%-19.5pp | 78.6%-16.1pp | 80.3%-17.8pp |
| Annual return | 10.28% | 100.44%-90.2pp | 70.17%-59.9pp | 551.85%-541.6pp |
| Employer contribution / active EE | $4,254 | $5,283-19.5% | $4,347-2.1% | $4,662-8.7% |
| Participant deferral / active EE | $5,318 | $6,964-23.6% | $6,035-11.9% | $6,690-20.5% |
| Admin fee / account holder | $395 | $16,658-97.6% | $12,695-96.9% | $13,392-97.0% |