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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,928 | $94,031-79.9% | $115,768-83.6% | $82,448-77.0% |
| Participation rate | 93.0% | 70.4%+22.6pp | 74.4%+18.6pp | 68.1%+24.9pp |
| Annual return | 20.33% | 20.61%-0.3pp | 100.46%-80.1pp | 41.64%-21.3pp |
| Employer contribution / active EE | $947 | $2,323-59.2% | $2,940-67.8% | $2,551-62.9% |
| Participant deferral / active EE | $2,407 | $3,972-39.4% | $4,917-51.0% | $4,139-41.9% |
| Admin fee / account holder | $305 | $10,249-97.0% | $12,439-97.5% | $7,234-95.8% |