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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,422 | $160,070-11.0% | $147,117-3.2% | $145,897-2.4% |
| Participation rate | 72.2% | 84.0%-11.8pp | 82.2%-10.0pp | 80.3%-8.1pp |
| Annual return | 13.31% | 98.69%-85.4pp | 420.54%-407.2pp | 552.29%-539.0pp |
| Employer contribution / active EE | $13,442 | $5,285+154.4% | $4,932+172.5% | $4,663+188.3% |
| Participant deferral / active EE | $8,408 | $8,419-0.1% | $8,065+4.3% | $6,689+25.7% |
| Admin fee / account holder | $473 | $15,035-96.9% | $12,993-96.4% | $13,390-96.5% |