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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,978 | $183,516-89.7% | $155,534-87.8% | $145,884-87.0% |
| Participation rate | 65.0% | 82.7%-17.7pp | 78.2%-13.2pp | 80.3%-15.3pp |
| Annual return | 10.37% | 61.43%-51.1pp | 64.92%-54.5pp | 551.85%-541.5pp |
| Employer contribution / active EE | $2,278 | $5,315-57.1% | $4,675-51.3% | $4,662-51.1% |
| Participant deferral / active EE | $4,919 | $6,467-23.9% | $5,630-12.6% | $6,690-26.5% |
| Admin fee / account holder | $21,571 | $19,293+11.8% | $15,900+35.7% | $13,392+61.1% |