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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,146 | $140,592-23.8% | $123,105-13.0% | $125,389-14.5% |
| Participation rate | 100.0% | 88.2%+11.8pp | 86.8%+13.2pp | 83.2%+16.8pp |
| Annual return | 9.75% | 16.80%-7.0pp | 13.22%-3.5pp | 282.24%-272.5pp |
| Employer contribution / active EE | $11,929 | $6,041+97.5% | $5,151+131.6% | $4,866+145.1% |
| Participant deferral / active EE | $8,507 | $6,980+21.9% | $6,229+36.6% | $5,352+59.0% |
| Admin fee / account holder | $1,069 | $11,198-90.4% | $9,014-88.1% | $9,541-88.8% |