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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $348,123 | $199,109+74.8% | $173,730+100.4% | $154,746+125.0% |
| Participation rate | 85.7% | 82.8%+2.9pp | 79.6%+6.1pp | 80.7%+5.0pp |
| Annual return | 17.50% | 20.02%-2.5pp | 19.96%-2.5pp | 172.34%-154.8pp |
| Employer contribution / active EE | $15,838 | $5,311+198.2% | $4,577+246.0% | $4,379+261.7% |
| Participant deferral / active EE | $10,118 | $7,113+42.3% | $6,326+59.9% | $6,730+50.3% |
| Admin fee / account holder | $3,077 | $20,916-85.3% | $17,523-82.4% | $14,365-78.6% |