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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,244 | $129,737+12.0% | $119,126+21.9% | $154,746-6.1% |
| Participation rate | 78.6% | 78.9%-0.3pp | 75.8%+2.8pp | 80.7%-2.1pp |
| Annual return | 10.99% | 379.08%-368.1pp | 282.11%-271.1pp | 172.34%-161.3pp |
| Employer contribution / active EE | $1,577 | $4,375-64.0% | $4,034-60.9% | $4,379-64.0% |
| Participant deferral / active EE | $3,690 | $5,842-36.8% | $5,318-30.6% | $6,730-45.2% |
| Admin fee / account holder | $1,439 | $11,961-88.0% | $10,693-86.5% | $14,365-90.0% |