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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,077 | $86,949+77.2% | $102,460+50.4% | $80,959+90.3% |
| Participation rate | 97.1% | 72.4%+24.8pp | 76.5%+20.6pp | 67.7%+29.5pp |
| Annual return | 11.60% | 18.89%-7.3pp | 29.47%-17.9pp | 35.67%-24.1pp |
| Employer contribution / active EE | $4,536 | $2,370+91.4% | $3,025+49.9% | $2,757+64.5% |
| Participant deferral / active EE | $7,926 | $4,121+92.3% | $5,056+56.8% | $4,300+84.3% |
| Admin fee / account holder | $6,397 | $8,048-20.5% | $9,460-32.4% | $6,925-7.6% |