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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,134 | $55,437-67.3% | $155,534-88.3% | $74,459-75.6% |
| Participation rate | 39.1% | 61.9%-22.8pp | 78.2%-39.1pp | 67.2%-28.1pp |
| Annual return | 16.76% | 269.58%-252.8pp | 64.92%-48.2pp | 1369.70%-1352.9pp |
| Employer contribution / active EE | $388 | $2,266-82.9% | $4,675-91.7% | $2,626-85.2% |
| Participant deferral / active EE | $1,360 | $2,837-52.1% | $5,630-75.9% | $4,350-68.7% |
| Admin fee / account holder | $230 | $1,742-86.8% | $15,900-98.6% | $1,945-88.2% |