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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,290 | $134,817-79.0% | $123,973-77.2% | $155,188-81.8% |
| Participation rate | 94.1% | 79.4%+14.7pp | 76.7%+17.5pp | 80.8%+13.3pp |
| Annual return | 20.75% | 515.49%-494.7pp | 388.13%-367.4pp | 148.84%-128.1pp |
| Employer contribution / active EE | $1,590 | $4,425-64.1% | $4,126-61.4% | $4,248-62.6% |
| Participant deferral / active EE | $4,837 | $5,706-15.2% | $5,247-7.8% | $6,531-25.9% |
| Admin fee / account holder | $1,737 | $13,245-86.9% | $11,799-85.3% | $14,480-88.0% |