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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,213 | $106,749-45.5% | $145,433-60.0% | $82,448-29.4% |
| Participation rate | 63.6% | 75.6%-12.0pp | 82.1%-18.5pp | 68.1%-4.4pp |
| Annual return | 16.03% | 27.59%-11.6pp | 66.58%-50.5pp | 41.64%-25.6pp |
| Employer contribution / active EE | $2,180 | $3,444-36.7% | $4,554-52.1% | $2,551-14.6% |
| Participant deferral / active EE | $4,364 | $6,519-33.0% | $7,897-44.7% | $4,139+5.4% |
| Admin fee / account holder | $601 | $8,390-92.8% | $13,129-95.4% | $7,234-91.7% |