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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,950 | $96,731-57.7% | $123,973-67.0% | $86,983-52.9% |
| Participation rate | 94.6% | 70.0%+24.6pp | 76.7%+17.9pp | 69.5%+25.1pp |
| Annual return | 13.16% | 17.33%-4.2pp | 388.13%-375.0pp | 25.83%-12.7pp |
| Employer contribution / active EE | $3,661 | $3,297+11.0% | $4,126-11.3% | $2,584+41.6% |
| Participant deferral / active EE | $1,534 | $4,152-63.1% | $5,247-70.8% | $4,194-63.4% |
| Admin fee / account holder | $1,773 | $8,722-79.7% | $11,799-85.0% | $7,856-77.4% |