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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,652 | $110,410+64.5% | $102,437+77.3% | $145,897+24.5% |
| Participation rate | 64.3% | 77.9%-13.6pp | 74.5%-10.2pp | 80.3%-16.0pp |
| Annual return | 11.70% | 24.85%-13.2pp | 24.95%-13.2pp | 552.29%-540.6pp |
| Employer contribution / active EE | $2,525 | $4,217-40.1% | $3,871-34.8% | $4,663-45.8% |
| Participant deferral / active EE | $6,647 | $5,622+18.2% | $5,060+31.4% | $6,689-0.6% |
| Admin fee / account holder | $11,282 | $9,745+15.8% | $8,388+34.5% | $13,390-15.7% |