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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,652 | $110,337+64.6% | $102,383+77.4% | $145,877+24.5% |
| Participation rate | 64.3% | 77.9%-13.7pp | 74.5%-10.2pp | 80.3%-16.0pp |
| Annual return | 11.70% | 24.83%-13.1pp | 24.94%-13.2pp | 551.28%-539.6pp |
| Employer contribution / active EE | $2,525 | $4,216-40.1% | $3,870-34.7% | $4,663-45.8% |
| Participant deferral / active EE | $6,647 | $5,621+18.3% | $5,060+31.4% | $6,691-0.6% |
| Admin fee / account holder | $11,282 | $9,750+15.7% | $8,391+34.4% | $13,402-15.8% |