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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,993 | $183,592-74.9% | $155,567-70.4% | $145,959-68.5% |
| Participation rate | 66.7% | 82.7%-16.0pp | 78.2%-11.5pp | 80.3%-13.6pp |
| Annual return | 14.75% | 61.24%-46.5pp | 64.74%-50.0pp | 561.95%-547.2pp |
| Employer contribution / active EE | $2,086 | $5,315-60.7% | $4,674-55.4% | $4,661-55.2% |
| Participant deferral / active EE | $7,243 | $6,464+12.0% | $5,628+28.7% | $6,689+8.3% |
| Admin fee / account holder | $858 | $19,318-95.6% | $15,916-94.6% | $13,398-93.6% |