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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,403 | $110,039-75.1% | $97,260-71.8% | $145,884-81.2% |
| Participation rate | 30.0% | 75.9%-45.9pp | 72.7%-42.7pp | 80.3%-50.3pp |
| Annual return | 15.14% | 244.44%-229.3pp | 75.54%-60.4pp | 551.85%-536.7pp |
| Employer contribution / active EE | $613 | $3,074-80.1% | $2,721-77.5% | $4,662-86.9% |
| Participant deferral / active EE | $1,505 | $4,674-67.8% | $4,262-64.7% | $6,690-77.5% |
| Admin fee / account holder | $101 | $6,204-98.4% | $5,640-98.2% | $13,392-99.2% |