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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,118 | $125,778-65.7% | $114,563-62.4% | $154,746-72.1% |
| Participation rate | 50.0% | 75.2%-25.2pp | 72.9%-22.9pp | 80.7%-30.7pp |
| Annual return | 24.47% | 295.14%-270.7pp | 241.09%-216.6pp | 172.34%-147.9pp |
| Employer contribution / active EE | $1,882 | $2,806-32.9% | $2,592-27.4% | $4,379-57.0% |
| Participant deferral / active EE | $4,875 | $4,445+9.7% | $4,142+17.7% | $6,730-27.6% |
| Admin fee / account holder | $154 | $8,190-98.1% | $7,623-98.0% | $14,365-98.9% |