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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,268 | $102,609-49.1% | $98,090-46.7% | $138,895-62.4% |
| Participation rate | 100.0% | 82.8%+17.2pp | 81.5%+18.5pp | 79.9%+20.1pp |
| Annual return | 16.54% | 36.44%-19.9pp | 37.05%-20.5pp | 145.39%-128.8pp |
| Employer contribution / active EE | $3,857 | $3,867-0.3% | $3,606+7.0% | $4,194-8.0% |
| Participant deferral / active EE | $3,099 | $8,167-62.1% | $7,845-60.5% | $6,396-51.5% |
| Admin fee / account holder | $12,307 | $11,434+7.6% | $11,815+4.2% | $12,562-2.0% |