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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,974 | $134,817-48.1% | $123,973-43.6% | $155,188-54.9% |
| Participation rate | 80.0% | 79.4%+0.6pp | 76.7%+3.3pp | 80.8%-0.8pp |
| Annual return | 19.15% | 515.49%-496.3pp | 388.13%-369.0pp | 148.84%-129.7pp |
| Employer contribution / active EE | $1,105 | $4,425-75.0% | $4,126-73.2% | $4,248-74.0% |
| Participant deferral / active EE | $5,610 | $5,706-1.7% | $5,247+6.9% | $6,531-14.1% |
| Admin fee / account holder | $538 | $13,245-95.9% | $11,799-95.4% | $14,480-96.3% |