Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,951 | $78,013-32.1% | $178,449-70.3% | $80,911-34.6% |
| Participation rate | 56.0% | 65.7%-9.7pp | 77.1%-21.1pp | 67.6%-11.6pp |
| Annual return | 10.48% | 18.07%-7.6pp | 27.09%-16.6pp | 35.63%-25.2pp |
| Employer contribution / active EE | $889 | $2,287-61.1% | $3,951-77.5% | $2,756-67.7% |
| Participant deferral / active EE | $3,343 | $4,408-24.2% | $6,277-46.7% | $4,297-22.2% |
| Admin fee / account holder | $8,165 | $7,166+13.9% | $10,362-21.2% | $6,935+17.7% |