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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,144 | $123,155-32.5% | $108,753-23.5% | $155,188-46.4% |
| Participation rate | 100.0% | 75.6%+24.4pp | 71.1%+28.9pp | 80.8%+19.2pp |
| Annual return | 15.82% | 44.73%-28.9pp | 37.47%-21.7pp | 148.84%-133.0pp |
| Employer contribution / active EE | $4,486 | $2,811+59.6% | $2,427+84.9% | $4,248+5.6% |
| Participant deferral / active EE | $15,857 | $4,623+243.0% | $4,115+285.4% | $6,531+142.8% |
| Admin fee / account holder | $715 | $12,126-94.1% | $10,320-93.1% | $14,480-95.1% |