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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,500 | $111,878-54.9% | $93,727-46.1% | $145,897-65.4% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 10.53% | 204.28%-193.7pp | 133.83%-123.3pp | 552.29%-541.8pp |
| Employer contribution / active EE | $448 | $3,092-85.5% | $2,421-81.5% | $4,663-90.4% |
| Participant deferral / active EE | $13,800 | $4,920+180.5% | $4,417+212.4% | $6,689+106.3% |
| Admin fee / account holder | $904 | $10,256-91.2% | $8,292-89.1% | $13,390-93.2% |