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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,532 | $172,111-91.6% | $150,298-90.3% | $137,256-89.4% |
| Participation rate | 75.0% | 81.7%-6.7pp | 77.8%-2.8pp | 80.0%-5.0pp |
| Annual return | 0.61% | 69.37%-68.8pp | 62.79%-62.2pp | 220.34%-219.7pp |
| Employer contribution / active EE | $1,617 | $4,636-65.1% | $4,154-61.1% | $4,156-61.1% |
| Participant deferral / active EE | $7,501 | $6,166+21.7% | $5,453+37.6% | $6,407+17.1% |
| Admin fee / account holder | $40,415 | $16,471+145.4% | $14,116+186.3% | $12,270+229.4% |