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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,782 | $114,119-4.7% | $107,187+1.5% | $138,895-21.7% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 20.73% | 273.21%-252.5pp | 204.55%-183.8pp | 145.39%-124.7pp |
| Employer contribution / active EE | $5,441 | $4,059+34.1% | $3,782+43.9% | $4,194+29.7% |
| Participant deferral / active EE | $7,747 | $5,538+39.9% | $5,096+52.0% | $6,396+21.1% |
| Admin fee / account holder | $1,753 | $10,024-82.5% | $9,162-80.9% | $12,562-86.0% |