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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,782 | $134,817-19.3% | $123,973-12.3% | $155,188-29.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 20.73% | 515.49%-494.8pp | 388.13%-367.4pp | 148.84%-128.1pp |
| Employer contribution / active EE | $5,441 | $4,425+23.0% | $4,126+31.9% | $4,248+28.1% |
| Participant deferral / active EE | $7,747 | $5,706+35.8% | $5,247+47.6% | $6,531+18.6% |
| Admin fee / account holder | $1,753 | $13,245-86.8% | $11,799-85.1% | $14,480-87.9% |