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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,436 | $99,995-73.6% | $85,063-68.9% | $145,978-81.9% |
| Participation rate | 50.0% | 74.1%-24.1pp | 67.5%-17.5pp | 80.3%-30.3pp |
| Annual return | 12.11% | 83.99%-71.9pp | 66.54%-54.4pp | 550.52%-538.4pp |
| Employer contribution / active EE | $956 | $3,231-70.4% | $2,727-65.0% | $4,662-79.5% |
| Participant deferral / active EE | $4,971 | $5,295-6.1% | $4,523+9.9% | $6,690-25.7% |
| Admin fee / account holder | $46 | $7,255-99.4% | $6,155-99.2% | $13,400-99.7% |