Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,394 | $57,119-15.3% | $85,187-43.2% | $80,935-40.2% |
| Participation rate | 50.0% | 56.4%-6.4pp | 67.5%-17.5pp | 67.7%-17.7pp |
| Annual return | 22.76% | 21.70%+1.1pp | 66.67%-43.9pp | 35.66%-12.9pp |
| Employer contribution / active EE | $190 | $1,802-89.5% | $2,732-93.1% | $2,757-93.1% |
| Participant deferral / active EE | $3,529 | $3,115+13.3% | $4,525-22.0% | $4,299-17.9% |
| Admin fee / account holder | $377 | $4,990-92.4% | $6,162-93.9% | $6,924-94.6% |