Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,257 | $62,146-27.2% | $81,438-44.4% | $74,546-39.3% |
| Participation rate | 42.0% | 64.1%-22.1pp | 69.5%-27.5pp | 67.2%-25.2pp |
| Annual return | 1.21% | 16.49%-15.3pp | 24.74%-23.5pp | 1366.03%-1364.8pp |
| Employer contribution / active EE | $925 | $1,883-50.9% | $2,460-62.4% | $2,624-64.8% |
| Participant deferral / active EE | $2,215 | $3,229-31.4% | $3,883-43.0% | $4,347-49.1% |
| Admin fee / account holder | $1,347 | $1,922-29.9% | $5,764-76.6% | $1,944-30.7% |